Americans Face Rising Health Insurance Costs Amid Political Gridlock

Fri Dec 05 2025 03:25:32 GMT+0200 (Eastern European Standard Time)

Health insurance premiums are set to rise significantly for many U.S. citizens, causing financial strain and prompting urgent calls for policy action as political factions remain divided.

As many Americans grapple with soaring health insurance costs, a growing number are forced to reconsider their plans for the upcoming year. A recent survey reveals that most Affordable Care Act enrollees are bracing for increased financial burdens if Congress fails to extend COVID-era tax credits. With bipartisan support for an extension among enrollees, uncertainty looms as the government remains divided on healthcare reform.

WASHINGTON (RTW) — Dinam Bigny, 52, from Aldie, Virginia, faces a significant rise in his health insurance premiums, which already stretch to nearly $900 a month. Set to increase by $200 next year, Bigny anticipates having to revert to less costly coverage options.

“I won’t be able to pay it, because I’ve drained any savings,” Bigny confided, addressing the growing financial pressures experienced by many in similar situations.

A new survey by health care research nonprofit KFF highlights that countless Americans enrolled in Affordable Care Act marketplace plans are already experiencing the daunting costs linked to health care. Most of the over 1,300 participants surveyed predict their health expenses will escalate next year if Congress does not prolong expiring COVID-era tax credits crucial for over 90% of enrollees.

Despite increasing requirements from healthcare providers, Congress remains deadlocked on the future of these essential tax credits, which has sparked unprecedented political turbulence, including a 43-day government shutdown earlier this fall.

Both Democrats and some Republicans have proposed short-term extensions or reforms to the Affordable Care Act, but a viable plan has yet to emerge as the deadline looms closer.

The KFF poll indicates that a majority of current marketplace enrollees strongly advocate for an extension of these tax credits. This sentiment cuts across party lines, with notable dissatisfaction targeted at Republicans, especially Donald Trump, if the credits expire.

In light of impending cost increases, a considerable portion of participants admits they find it hard to manage out-of-pocket medical expenses. This dilemma is exacerbated by rising premiums, with many fearing that upcoming hikes could critically destabilize their household budgets.

Experts warn that the majority of those utilizing these health plans consist of lower-income individuals who could face severe financial hardships due to even slight rises in health costs.

With only weeks left until the tax credits expire, Bigny remains hopeful for compromise among lawmakers, emphasizing the need for a solution that prioritizes the welfare of the American people.